Use Different Textures to Spruce Up Your Home Blog

Saturday, May 21, 2022   /   by Jerry A

7 Costly Mistakes You're Making in Your Home

Homes cost a lot of money to maintain. But are you spending extra money unnecessarily on upkeep? Here are seven of the most expensive mistakes you could be making in your home:
1. Using Traditional Light Bulbs. If you still have incandescent light bulbs in your home, you could be throwing a lot of money away every month on inflated electric bills. Over its life span, an incandescent bulb can use almost $200 worth of electricity. A CFL will only use about $40 worth of electricity over the same time period. Even better is the LED bulb, which only uses around $30 per bulb. Think what replacing every light bulb in your home could do to your home’s bottom line!
2. Letting Faucets Leak. A leaky faucet that drips one drop per second can waste more than 3,000 gallons per year, which is enough water to take more than 180 showers. Some people live in areas where water is plentiful, but for others in areas plagued with drought, this could be costing a fortune. Fix or replace you4 ...

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Saturday, May 14, 2022   /   by Jerry A

5 Tips for Designing a Unique Powder Room

Here are five tips for designing a unique powder room…

Tactile Textures and Bold Patterns
Ornate patterns or unique textures can provide an unexpected visual pop. 
Sinks That Inspire
Go with an exciting design for the sink and vanity, like a stone vessel or a marble under-mount. 
Creative Lighting
Decorative sconces or lavish pendant lights illuminate the room while contributing to the overall aesthetic.
Daring Color Schemes
If you choose to stay away from textures and patterns, a unique color palette can make a statement.
Look Up and Down
Bold choices on the ceiling and floor ensure your powder room is a showstopper from top to bottom.


Jerry Adamany
Realtor
Keller Williams Honolulu
1347 Kapiolani Blvd.
#300
Honolulu, HI 96814
Office Phone: (808) 596-2888
Mobile Phone: (808) 208-5065
RS-79884 ...

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Saturday, April 30, 2022   /   by Jerry A

Pros and Cons of a 15-Year Mortgage

Coming up with the down payment on a home can be hard enough, and one way to make a home more affordable is to spread out the mortgage payments over 30 years.
But 30 years can be daunting, and that time can be cut down with a 15-year mortgage. It’s a lot more expensive in the short-term than a 30-year fixed-rate mortgage, but pays off through greater long-term savings.
Here are some things to consider when weighing a 15-year vs. 30-year mortgage:
Saving Money
It can be difficult to see the long-term benefits when looking at a monthly mortgage bill that will be 50 percent higher over 15 years instead of 30.
Paying a home loan off in half the time requires a larger payment, of course, but it can save you tens of thousands of dollars in interest charges. Why? Not only is more principal paid earlier, but interest rates on 15-year mortgages are usually better than other loans types.
Here’s an example of a $200,000 mortgage at 30 vs. 15 years:
Mortgage type:    4 ...

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Saturday, April 23, 2022   /   by Jerry A

Understanding Homeowners Insurance

First-time homeowners are faced with many realities of being “an adult,” and one of the things that come with owning a new home is making sure you have proper insurance. But not all insurances are the same.
Just because you have insurance on your home doesn’t mean you’re protected from everything that could happen. In fact, often with homeowner policies, there are some very common occurrences that might not be covered.
Homeowners' insurance differs from state to state, so to avoid making costly assumptions, it’s important to understand what’s included with your policy.
Typically, a policy will cover the actual dwelling and some of the other structures on the property, such as a fence, garage, patio or driveway. Personal property is usually covered as well. This includes the contents inside the home, although you may need to pay a bit more in premiums for high-value items like jewelry or paintings. You’ll want to make sure this is covered in 4 ...

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