Author Archives: Admin
Mortgage Options When Interest Rates Are Rising
Mortgage rates have been relatively low for years. Seeing them inch up can cause home shoppers to panic and possibly put their home purchase on hold. The good news is that there are options when mortgage rates are rising. First, it’s worthwhile knowing that small increases in mortgage interest rates shouldn’t affect buyers too much... Read More
What Agents Must Share From Real Estate Disclosures
There’s a memorable phrase in the real estate profession of “Disclose, disclose, disclose. Those who don’t, don’t close, don’t close, don’t close.” It’s a smart rule to follow, and not just to make a sale. The National Association of Realtors® Code of Ethics goes into some detail about what agents should disclose to clients, though there isn’t... Read More
4 Smart Tech Options to Upgrade Your Bedroom
Title: 4 Smart Tech Options to Upgrade Your Bedroom Information brought to you by: Jerry Adamany RealtorKeller Williams Honolulu1347 Kapiolani Blvd.#300Honolulu, HI 96814 Office Phone: (808) 596-2888Mobile Phone: (808) 208-5065RS-79884 Read More
5 Easy-to-Manage House Plants
If you’re looking to add a bit more green to your design scheme, you’re not alone. House plants are a popular way to add fresh beauty, and clean up your air while you’re at it. However, keeping a house plant healthy is a responsibility, even if it’s a small one. Consider the following plants that... Read More
Rapid Rescoring for a Faster Home Loan
Home shoppers who haven’t checked their credit report months before applying for a home loan may be in for a shock when they visit a loan officer. A host of problems could pop up: Their credit score could be a little too low to qualify for the best rate on a mortgage, they’re using a... Read More
How to Take Advantage of Smart Home Features
According to a recent HomeAdvisor research report, Americans spent on average $564-$2,260 to install a home automation system, with prices ranging as high as $15,000 to install a hard-wired system. While outfitting your home with a full suite of smart home technology can be pricey and intimidating, there are some smaller ways you can start... Read More
3 Ways to Save for a Down Payment
Saving for a down payment can be a challenge. But it’s not impossible. While a 20 percent down payment isn’t necessarily the norm anymore, most loans require some money down from buyers. Coming up with these funds can be a sticking point on the path to homeownership, especially when you consider that a 10 percent... Read More
4 Upgrades to Save on Renters Insurance
Renters insurance is relatively inexpensive, costing between $15 and $30 per month, according to the National Association of Insurance Commissioners. For less than $1 per day, renters can protect all of their possessions and not be held liable for an accident in their rental home. Even the most miserly renters can save on renters insurance by... Read More
Big Issues to Consider Before Buying a Tiny Home
Owning a tiny home can leave you debt-free, but it can still have some big costs. Buying a tiny home can be a way to get out from under the burden of a home loan—or at least lead to a smaller mortgage—but there are other costs buyers should know about before they find the tiny... Read More
Surprising Things Covered by Your Home Insurance
Homeowners insurance is supposed to cover catastrophes such as fires, hurricanes and a tree falling through the roof. But there are some much lesser problems that a typical insurance policy can cover. Here are some of the surprising things covered by many home insurance policies. Check with your insurer first to see if you’re covered... Read More