Monthly Archives: July 2022
Keeping Your Lawn Green
The exterior of your home is always a huge factor for potential buyers who will envision themselves enjoying the outside area, entertaining friends and family while kids play in the yard. That’s why when prepping a home for a showing, it’s smart to think about the outdoors. That could mean power washing the deck, clearing... Read More
How To Design a Dramatic Powder Room
INFOGRAPHIC: A daring color scheme and bold patterns make your powder room unique. Read More
Can You Buy a House With a High Income and Low Credit Score?
A mortgage lender looks at several factors when deciding whether to approve a loan application. A lending institution wants to know that a borrower has both the ability and the will to repay debts. If you have a high income and a low credit score, a lender may have reservations about approving your mortgage application.... Read More
Understanding Private Mortgage Insurance
Mortgage lenders typically want borrowers to put down 20 percent of the purchase price toward a home. For borrowers who do not have a lot of money for a down payment, it can be difficult to qualify for a mortgage. Some lenders approve mortgages with less money down, but those borrowers are considered a higher... Read More
Unexpected Costs for First-Time Homebuyers
Some first-time buyers are surprised by the full cost of homeownership. To prepare your budget, consider these extra costs: Closing costs typically total 2 – 5 percent of the purchase price and are in addition to down payments. Homeowners insurance costs an average of around $1,000 a year, but prices vary. If in a flood... Read More